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Rensselaer Alumni Association Visa Card
- $50 Statement Credit with first purchase2
- No Annual Fee (based on credit worthiness)
- One reward point for every net3 dollar spent; redeem points for cash back, travel, merchandise, gift cards, and more!
- No preset spending limit4
- 24/7 Concierge Service5
- Zero fraud liability6
- Signature privileges, including merchant upgrades, offers, savings, and more!
Also, with every purchase you make with this Visa Signature Card, U.S. Bank will make a contribution to the Rensselaer Alumni Association!
Don’t miss out! Offer ends 6/30/13 - Apply today!
1 Your 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer fees of 3% of each transfer amount, $5 minimum apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.
2 Subject to credit approval. Accounts must be open and in good standing (not past due) to earn statement credit. Please wait 6-8 weeks after first purchase for account to be credited.
3 Net purchases are purchases minus credits and returns.
4 No preset spending limit does not mean unlimited spending. Individual transactions are authorized by card issuer based on factors such as account history, credit record and payment resources. Card issuer will preset an upper limit for revolving balances and cash advances.
5 Cardmembers are responsible for the cost of any goods or services purchased by Visa Signature Concierge on cardmembers’ behalf.
6 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardmember must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of the Rensselaer Alumni Association Visa Card is U.S. Bank National Association, ND pursuant to a license from Visa U.S.A. Inc.
© 2013 U.S. Bank National Association ND
Since 1995, the RAA credit card program has supported these RAA initiatives:
The Rensselaer Alumni Association Credit Card Agreement with US Bank
The Rensselaer Alumni Association (RAA) currently has one affinity card relationship, with US Bank. Under the terms of the agreement, US Bank’s payments to the RAA are tied to use of the card. The RAA uses the proceeds from the affinity card program to support alumni activities. In exchange, the RAA gives permission to US Bank to inform alumni association members periodically of the existence of the relationship.
Under the agreement, the RAA obligates US Bank to agree to certain measures. These include:
• Respect for privacy—strict parameters regarding the promotion of product offerings through the RAA program;
• Not allowing information to be used for any other purpose outside of the RAA’s specific program; and
• Offering an opt-out process for those members of our community who do not wish to receive marketing solicitations.
• The prohibition of marketing this product to current students of Rensselaer Polytechnic Institute.
The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of
2009 requires colleges and universities to make their affinity card agreements
available to the public upon request.
Rensselaer Alumni Association members can request a copy of the RAA’s Affinity Card Agreement with US Bank, please send a written request to:
The Rensselaer Alumni Association
Heffner Alumni House
1301 Peoples Avenue
Troy, NY 12180
Attention: CARD Act Request
Please include your complete mailing address, an e-mail address and phone
number so that we may reach you. Please allow two weeks for reply.
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